Concur exclusively promotes American Express's Corporate Cards to its clients and American Express's Global Commercial Card business exclusively promotes Concur® Expense to its corporate clients. Through its Global Commercial Card group, American Express provides the Corporate Card, Corporate Purchasing Solutions, and other expense management services to mid-sized companies and large corporations worldwide. In the U.S., it is the leading issuer of commercial cards, serving more than 60% of the Fortune 500, as well as tens of thousands of mid-sized companies. American Express issues local-currency commercial cards in 36 proprietary markets, and International Dollar Corporate Cards in an additional 90 countries. For more information, please go to www.americanexpress.com/corporate. American Express Company is a leading global payments, network and travel company founded in 1850.

Immeuble Ile-de-France
3, place de la Pyramide
92067 Paris La Défense Cedex  
France
Ph:  +33 1 49 00 90 00
Fax: +33 1 47 73 07 63
paris@atosorigin.com

http://www.atosorigin.com/

Atos Origin is a leading information technology services provider enabling clients to turn their objectives into value-driven results through effective use of e-business and IT solutions. Our company’s 27,000 employees deliver innovative solutions and strong industry experience to better manage the entire value network for companies and extended enterprises. Atos Origin currently operates in 33 countries, with sales of EUR 2.8 billion in 1999. Our customers include ABN-Amro, Akzo Nobel, BNP Paribas, Cegetel / Vivendi, Credit Lyonnais, Euronext, FIAT, ICI, Lucent Technologies, Philip Morris, Philips, Shell and Unilever.

Automatic Data Processing
1 ADP Boulevard
Roseland  NJ, 07068
USA

http://www.adp.com

ADP is one of the largest independent computing service firms in the world, with more than $4.5 billion in annual revenues and more than 425,000 clients. ADP provides computerised transaction processing, data communications, software, and information services in virtually every industry. ADP Employer Services is the world's largest provider of payroll services and human resource administration systems. It offers a comprehensive range of benefits administration, payroll, payroll and business tax deposits and reporting, time and attendance, 401(k) record keeping and unemployment compensation management services.

In addition, ADP provides securities transaction processing and investor communications services to the brokerage and financial communities; industry-specific computing and consulting services to auto and truck dealers; and computerised, automated auto-repair estimating and auto parts availability services to the auto-repair industry.

BCC Corporate
Haachtesteenweg 1426 - 1130 Brussel - België
Chaussée de Haecht 1426 - 1130 Bruxelles - Belgique
Ph:  +32 2 205 87 87
Fax: +32 2 205 85 88
Cardinfo@bcc-corporate.be

http://www.bcc-corporate.be

BCC Corporate focuses fully on credit cards and related services for companies, issuing credit cards designed to suit your company.

Citibank Commercial
One Court Square
23rd Floor, Zone 1
Long Island City  NY, 11120
(718) 248-5481

The Citibank Corporate Card makes your corporate payments process more productive. It offers both a powerful travel and entertainment payments tool and a highly effective expense management system.

Citibank offers these travel and entertainment advantages to employees

• Citibank Corporate Cards are accepted at more than 12MM locations worldwide.
  
• The Citibank Corporate Card is accepted at all airlines; 99% of car rental agencies (including all major companies); 94% of restaurants and 97% of all accommodation establishments.
  
• Cash advances can be obtained at over 320,000 locations worldwide.
  
• A comprehensive array of travel benefits is provided automatically at no additional cost, including travel accident and primary car rental insurance, guaranteed hotel reservations and medical/legal referral assistance.
  
• VAT reclaim service is provided for expenses incurred abroad.

And, Citibank offers these features for travel and entertainment expense management

• Authorisation controls can be tailored at the corporate and cardholder levels to effectively manage spending.
  
• A package of diversified MIS reports is available to provide the necessary level of detail.
  
• All accounts are individually billed with full corporate liability within 25 days of the invoice date.

http://www.expenture.com/

Expenture is a Scandinavian-based company with its head office in Copenhagen, Denmark. It was founded in 2002, a spin-off of buying consortium TravelpoolEurope.

http://www.mastercard.com/

MasterCard International has the most comprehensive portfolio of payment brands in the world. MasterCard and Concur deliver web-based corporate financial solutions and expense management solutions to MasterCard's member financial institutions. These web-based offerings cover transactions such as travel and entertainment, purchasing/procurement, fleet and telephony. The combined efforts of MasterCard and Concur allows customers to identify spending trends and harness potential cost savings, and enables corporations to make better financial decisions based on timely and accurate information. The alliance of MasterCard and Concur will assist member bank clients do business globally, with benefits such as unsurpassed global acceptance, superior cash management, extensive business and travel services, as well as comprehensive VAT reclamation.

www.nordea.com

Nordea is the largest financial services group in the Nordic and Baltic Sea region with a market capitalisation of approx. EUR 30bn, total assets of EUR 389bn and a tier 1 capital of EUR 14.2bn, as of end December 2007. Nordea is the region´s largest asset manager with EUR 157bn in assets under management. With approx. 1,300 branches, call centres in all Nordic countries and a highly competitive e-bank, Nordea also has the largest distribution network for customers in the Nordic and Baltic Sea region, including more than 180 branches in five new European markets, including Russia, Poland, Lithuania, Latvia and Estonia. Nordea has approx. 10 million customers and CEO since 2007 is Christian Clausen.

PO Box 8999
San Francisco  CA, 94128-8999
Ph:  (650)432-3200

http://www.visa.com

As the World's Best Way to Pay, Visa is the leading payment brand and the largest consumer payment system worldwide with more volume than all other major payment cards combined. Visa plays a pivotal role in advancing new payment products and technologies to benefit its 21,000 member financial institutions and their cardholders. Visa and Concur have integrated the process of traveller spending with expense report preparation, submission, and auditing by providing an automatic credit card feed from the Visa Corporate card into Concur Expense. This integrated offering reduces overall report preparation and delivery cost by providing pre-population of the automated expense report with corporate card expenditures.